http://www.morfon.com/free-photo-printer-templates/

Making My Own Christmas Cards?
I’m making my own Christmas cards to send out to family & friends. My husband, my 9 month old son & I took a family christmas picture on Friday at Kiddie Kandids. To save money I decided to make & print out my own christmas cards at home. This is our first Christmas with a child & we have never sent any out before.
Can anyone suggest any good sites online to make your own cards for free where you can print them out on your own PC? Any sites that provide free templates or borders? I want to include our photo. I just want to make a 4 x 6 card with our photo w/ a christmas border & some text of Happy Holidays & print them out with my own printer.
Thank you in advance for your answers & suggestions. It’s appreciated.
CropMom is a fun site to create your own greeting cards, digital scrapbook layouts and online art. (http://www.cropmom.com).
Register then upload your photos. Click Get Started to begin designing your card. There is a 5″ by 7″ canvas size for greeting cards.
Drag and drop your photo onto the canvas. Drag and drop any of CropMom’s thousands of digital scrapbook graphics onto the canvas.
You can rotate and resize graphics and photos. You can add your own text.
Save your layout, then you can download for free the low-resolution JPEG file of your layout for sending via e-mail or for posting on the Web.
You can purchase the high-resolution JPEG file of your layout for a small fee in order to print your card.
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